AI Investment Planner (Simulation)

This is a simplified simulation for educational purposes only and does not constitute financial advice. The recommendations are based on a simple, rules-based model.

This tool simulates how a robo-advisor might work by using a common financial rule of thumb: the "100 minus your age" rule. This rule suggests that the percentage of your portfolio allocated to equities (stocks) should be 100 minus your age. The rest is typically allocated to less risky assets like debt (bonds).

We then adjust this base allocation based on your selected risk tolerance:

• High Risk: Increases equity allocation.
• Low Risk: Decreases equity allocation.

A real AI advisor would use a much more sophisticated algorithm, factoring in your income, existing assets, liabilities, and specific financial goals.